P2P Blog

# Analysis

A collection of analysis and reports looking at Peer to Peer Lending and the economy in general.

These are the articles from the 'old blog' I am trying to move over one-by-one:

# Interactive Data Tools

  • An interactive data visualisation looking at real house prices and affordability over the last 35 years. Data taken from the Nationwide index and adjusted for RPI.
  • Compare UK Robo Advisor Fees. A straight-forward comparison tool to calculate robo advice fees based on investment amount.
  • RateSetter’s Provision Fund. An interactive data visualisation looking at data from the coverage ratio of RateSetter’s provision fund to expected defaults. Data collected by P2PBlog every 6 hours over the last 6 months.
  • Funding Secure Secondary Market Calculator. Interactive tool to calculate accrued tax liabilities on Funding Secure’s secondary market.
  • Landbay Deep Dive. An interactive data visualisation on Landbay’s open data as of Mid December 2016.
  • Property Partner Trading Analysis. Another interactive report, this time looking at historic secondary market transaction values using Property Partner’s July open house data.
  • P2P Independent Forum: Popularity Over Time. Takes ‘viewing now’ figures from the P2P independent forum as a measure to rank the relative popularity of platforms over time.
  • The Student Rental Market – a guest post from UOWN on trends in the student rental market.
  • A CurrencyFair trick to beat the market exchange rate on the popular low-cost currency exchange platform. Also has details on the €30 CurrencyFair referral bonus.
  • A guest post from Frazer Fearnhead: The founder of The House Crowd shares his experience on the origins of Property Crowdfunding and the future of the market.
  • Property Moose launch a 5%, ~50% LTV mortgage investment product. A first look at Property Moose’s new investment product.
  • What’s Happening at Landbay? There’s been a notable drop in loan origination at Landbay towards the end of 2016. What was the reason for this, and what are Landbay doing about it?
  • The Budget 2017 & Alternative Finance. What does it mean for Peer to Peer Lending platforms?
  • Which is the best ‘hands-off’ P2P lending platform? Not everyone wants to spend hours every month managing their P2P portfolio. If you just want a simple, easy P2P investment then one of these 5 options may be perfect for you!
  • The Ultimate Guide to Property Crowdfunding: an overly ambitious 3,200 word intro to property crowdfunding that I intend to split into 2 smaller articles.
  • Reconciling Your Funding Account History: a walk through of how I reconcile my funding secure account history via Microsoft Excel.
  • New Customer Cashback Experiences: spreading your investments across several platforms which offer welcome cashback offers can be a great way to reduce risk whilst increasing returns. This article details the process I experienced for cashback offers on 12 different platforms, including the actual time taken to receive the cash bonuses.
  • How to Property Partner’s Dividends Affect Equity Prices? Using Property Partner’s open house data, I wanted to see what affect the monthly dividend payouts (on the 5th of the month) had on the equity prices. I expected that prices may fall slightly afterwards as investors waited to recieve the dividend, similar to traditional stock markets. However, the results were not quite what I expected…
  • Euro based P2P Lending for UK Tax Payers: a look at tax matters for UK residents that want to invest in continental European alternative finance websites.
  • Low-Fee Money Transfer Services: What’s the cheapest way for UK residents to transfer money to invest in a Euro P2P platform? A comparison of five different 3rd-party money transfer services, comparing fixed-fees and exchange rate margins.

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