10% Club

Update May 2018: A couple of years on from writing this post, and one of the platforms mentioned below (Collateral) has gone into administration. It goes to show that chasing high returns comes with high risk!

Can you consistently achieve returns of 10%+ investing in Peer-to-Peer platforms?

Is it possible to earn 10% or more from a portfolio of peer-to-peer lending sites? Many of the more established platforms offer rates of 7% or less, but often come with the upside of a more established track record and often provision funds to cover against losses.

Higher returns often come with increased associated risks. However, I think with a diversified set of loans across a number of the highest paying platforms you can reduce the potential losses from an economic downturn, platform risk or other unexpected shocks. Going forward I am going to track a subset of my peer-to-peer investments which I’ve labelled as the ‘10% club’. These are: Read more “10% Club” →

Do Property Partner Dividends Affect Prices?

Property Partner pays out dividends on net rental income for properties on the 5th of each month. How does this effect prices and the volume traded on the secondary market? If you’re looking to increase your investments, should you buy in the days leading up to the 5th or directly afterwards? The answer lies in the two contrasting forces: Read more “Do Property Partner Dividends Affect Prices?” →